If you’ve ever moved, changed jobs or had a relative pass away, sit up and pay attention. Look up your name and others you know.

Go to MissingMoney.com, a free site backed by the National Association of Unclaimed Property Administrators. Type in your name and any states you’ve lived in. 

If there’s a match, you can usually file a claim right then and there. Just be ready to upload proof of identity. A driver’s license or utility bill will do.

If your state isn’t listed there, check Unclaimed.org. It links you directly to every state’s own unclaimed property site.

For your 401(k):

Check the National Registry of Unclaimed Retirement Benefits to see if your money’s ghosting you. If you left a job and forgot to roll over your 401(k), your money might be sitting in a holding account. 

Savings bonds, IRS refunds and VA life insurance:
Unclaimed tax refund? Go to IRS.gov/refunds.
Matured savings bond? Check TreasuryHunt.gov.
VA life insurance benefits? Search insurance.va.gov.