Making wise decisions about what to do with your money can be tough. Insurance policies, mortgages and investment plans come with so much terminology and fine print.  The phone calls, email messages and mail offers for products are downright dishonest.  It seems as if there’s a scammer or an opportunity to make the wrong financial decision around every corner.

To help sort out the offers for products and financial services that come your way, www.USA.gov  the official federal government’s website, has created a free Financial Self-Defense Kit.  It contains a dozen publications that explain how to make solid investment, shopping and credit decisions.  It is also filled with advice on protecting your consumer rights and recognizing and avoiding scams-especially those aimed and seniors.

Other topics in the website:

Money Smarts for Older Adults

Fighting Investment Fraud 101

Five Steps for Making Financial Decisions

Know Your Financial Advisor

The Guide to Long Term Care Insurance

Considering a Reverse Mortgage?

Understand your Credit Score

Your Rights When a Debt Collector Calls.

 

And more…